If you or a family member has suffered an injury, illness or disablement, our lawyers can help you access financial assistance from your income protection insurance.
Many workers often elect to self-insure for income protection through an insurer or financial institution.
To claim on your policy, your condition does not need to have been work-related or caused by anyone's fault.
Our Income Protection lawyers can help with a claim for
- Temporary or permanent disability
- Physical injury or psychological illness
- Aggravation of injury or illness
- Sickness and accident
- Superannuation insurance
What are my options?
Income protection insurance entitles policy holders to regular income payments whilst they are unable to work. These payments are made over set periods, for a determined duration and a portion of your pre-injury or illness income.
You may also be able to claim a "top up" payments if you can return to work part-time or in a lesser role.
They are often reduced if you are already receiving payments through WorkCover, TAC and/or Centrelink.
How do I make a claim?
Contact us
Your time is important to us, so when you call (03) 9321 9988 during business hours Monday - Friday, your call will be answered by a lawyer. We will be able to advise you on your potential rights and entitlements, and offer a free face-to-face meeting at an office closest to you.
What is the process?
Investigation
It is important to visit a doctor or counsellor to determine the extent of your injury, illness or disablement.
Seek a legal review
Our Income Protection lawyers can easily and accurately identify all exclusion or eligibility clauses which may impact your claim.
We will also advise of your prospects of success and entitlements.
Prepare a claim form
To ensure you receive your full entitlements, our legal team will assist in the completion of your claim form(s).
You will also need to ask your treating doctor to complete the sections relating to your injury, illness or disablement.
Submit the claim form
After you return the completed forms and a copy of your medical records to us for review, we can lodge them with the appropriate fund.
